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Provincial Program · British Columbia

Fair PharmaCare

Fair PharmaCare

Income-based help with the cost of eligible prescription drugs and medical supplies for BC residents. Everyone with MSP is registered; lower income means more coverage sooner.

Last reviewed: September 2026

Useful Tips for Applying

Register every year. Your family deductible is based on income, so fill all your prescriptions at one pharmacy so costs add up toward your deductible.

Who May Qualify

All BC residents with MSP coverage. The amount of help depends on income.

Required Documents

MSP enrolment and a filed income tax return.

How to Apply

Register online through Health Insurance BC. Help begins once you reach your family deductible.

Common Mistakes to Avoid

Not registering — you must register, not just have MSP. Believing there is no help if your income is moderate — there is coverage at every income level after the deductible.

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You may also be eligible for…

Need help from a real person?

Free disability-benefits navigation services are available if you'd like help understanding or applying for this benefit.

Government-funded navigation service

Disability Alliance BC (DABC)

Vancouver, BC

DABC is a provincial cross-disability organization that supports British Columbians with disabilities through advocacy, public education, and direct assistance. Its Advocacy Access program provides one-to-one help applying for provincial and federal disability benefits.

Government-funded navigation service

Indigenous Disability Canada / BC Aboriginal Network on Disability Society (BCANDS)

National

Indigenous Disability Canada / British Columbia Aboriginal Network on Disability Society (BCANDS) is a national, Indigenous-led charitable organization providing cross-disability support and navigation services to Indigenous (First Nation, Métis, Inuit) peoples in Canada with disabilities. It delivers the National Indigenous Navigation Services to help Indigenous persons with disabilities access the Disability Tax Credit, the Canada Disability Benefit, and other federal, provincial and territorial disability benefits.

Languages: English, French

Government-funded navigation service

Inclusion Canada

National

Inclusion Canada is the national federation working to advance the full inclusion and human rights of people with an intellectual disability and their families across Canada. Its Barrier-Free Benefits program provides free one-on-one disability benefits navigation support across Canada.

Languages: English, French

Application denied?

If your application is turned down, the Appeals Guide explains filing deadlines, escalation levels, and where to find free legal and advocate help.

Read the Appeals Guide

Resources in this area

Accessible Compass is an independent guide — we are not a government agency and do not process applications or approve benefits. We provide general information only, not legal, medical, or financial advice. Program rules may change. Always confirm with official government sources.

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