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Provincial Program · British Columbia

Fair PharmaCare

Fair PharmaCare

Income-based help with the cost of eligible prescription drugs and medical supplies for BC residents. Everyone with MSP is registered; lower income means more coverage sooner.

Last reviewed: September 2026

Useful Tips for Applying

Register every year. Your family deductible is based on income, so fill all your prescriptions at one pharmacy so costs add up toward your deductible.

Who May Qualify

All BC residents with MSP coverage. The amount of help depends on income.

Required Documents

MSP enrolment and a filed income tax return.

How to Apply

Register online through Health Insurance BC. Help begins once you reach your family deductible.

Common Mistakes to Avoid

Not registering — you must register, not just have MSP. Believing there is no help if your income is moderate — there is coverage at every income level after the deductible.

Preparing an application?

The Application Helper walks you through each question on this benefit's form in plain language.

Open Application Helper

You may also be eligible for…

Need help from a real person?

Free disability-benefits navigation services are available if you'd like help understanding or applying for this benefit.

Government-funded navigation service

Disability Alliance BC (DABC)

Vancouver, BC

DABC is a provincial cross-disability organization that supports British Columbians with disabilities through advocacy, public education, and direct assistance. Its Advocacy Access program provides one-to-one help applying for provincial and federal disability benefits.

Government-funded navigation service

Plan Institute — Disability Planning Helpline

National

Plan Institute is a Canadian non-profit and registered charity that helps people with disabilities and their families plan for a good life. Its free national Disability Planning Helpline offers one-on-one support with the Disability Tax Credit (DTC), the Registered Disability Savings Plan (RDSP), the Canada Disability Benefit, wills and trusts, and future and financial planning. Plan Institute also offers free webinars and online courses on the RDSP, DTC, and building personal support networks. The helpline is free, confidential, and available across Canada by phone, email, and online request form.

Languages: English, Interpretation in ASL and other languages on request

Government-funded navigation service

Vision Loss Rehabilitation Canada — GAIN Program

National

The GAIN Program (Guidance & Assistance in Navigating Disability Support) is a free service offered by Vision Loss Rehabilitation Canada (VLRC). VLRC's Disability Benefit Navigators provide one-to-one support to help people with disabilities understand and apply for the Disability Tax Credit (DTC), the Canada Disability Benefit (CDB), and other federal, provincial and territorial credits and benefits, including help with appeals. Although operated by VLRC, the GAIN Program assists people with all disabilities, not only vision loss.

Languages: English, French

Application denied?

If your application is turned down, the Appeals Guide explains filing deadlines, escalation levels, and where to find free legal and advocate help.

Read the Appeals Guide

Resources in this area

Accessible Compass is an independent guide — we are not a government agency and do not process applications or approve benefits. We provide general information only, not legal, medical, or financial advice. Program rules may change. Always confirm with official government sources.

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