BC RAP
The BC Housing Rental Assistance Program (RAP) provides monthly rent subsidies to low-income working families with children who rent in the private market. The subsidy helps make rent more affordable so families can stay housed while working.
If your income has dropped, apply even if you earned more in a previous year — eligibility is based on current household income. Families receiving income or disability assistance are generally not eligible, so check the rules if your situation is changing. Reapply promptly each year to avoid a gap in subsidy.
You may qualify if your total before-tax annual household income is $60,000 or less, you have at least one dependent child, you rent in the private market (not subsidized housing), you are employed (working families), and you meet citizenship and BC residency requirements.
Proof of BC residency, proof of income for all household members, proof of rent (lease or rental agreement), and information about dependent children in the household.
Apply through BC Housing's RAP page. Existing clients must reapply each year to keep receiving the subsidy.
A common mistake is not reapplying each year, which stops the subsidy. Another is assuming only unemployed families qualify — this is a program for working families with children. People also miss that the income limit and eligibility expanded, so families who were previously over the limit may now qualify.
The Application Helper walks you through each question on this benefit's form in plain language.
BC Property Tax Deferment Program
The BC Property Tax Deferment Program lets eligible homeowners postpone paying some or all of their annual residential property taxes on their principal residence. The deferred taxes become a low-interest loan secured against the home, repaid when the home is sold or transferred. People with disabilities, seniors (55+), and surviving spouses can use the regular program.
View detailsBC Family Benefit
A tax-free monthly payment that helps eligible BC families with the cost of raising children under 18.
View detailsBC Shelter Aid for Elderly Renters
The Shelter Aid for Elderly Renters (SAFER) program provides monthly cash payments to help low-income BC seniors (60+) pay rent in the private market. The subsidy is calculated based on your rent and income, helping seniors on fixed incomes keep up with rising rents.
View detailsFree disability-benefits navigation services are available if you'd like help understanding or applying for this benefit.
Vancouver, BC
DABC is a provincial cross-disability organization that supports British Columbians with disabilities through advocacy, public education, and direct assistance. Its Advocacy Access program provides one-to-one help applying for provincial and federal disability benefits.
National
Plan Institute is a Canadian non-profit and registered charity that helps people with disabilities and their families plan for a good life. Its free national Disability Planning Helpline offers one-on-one support with the Disability Tax Credit (DTC), the Registered Disability Savings Plan (RDSP), the Canada Disability Benefit, wills and trusts, and future and financial planning. Plan Institute also offers free webinars and online courses on the RDSP, DTC, and building personal support networks. The helpline is free, confidential, and available across Canada by phone, email, and online request form.
Languages: English, Interpretation in ASL and other languages on request
National
The GAIN Program (Guidance & Assistance in Navigating Disability Support) is a free service offered by Vision Loss Rehabilitation Canada (VLRC). VLRC's Disability Benefit Navigators provide one-to-one support to help people with disabilities understand and apply for the Disability Tax Credit (DTC), the Canada Disability Benefit (CDB), and other federal, provincial and territorial credits and benefits, including help with appeals. Although operated by VLRC, the GAIN Program assists people with all disabilities, not only vision loss.
Languages: English, French
Application denied?
If your application is turned down, the Appeals Guide explains filing deadlines, escalation levels, and where to find free legal and advocate help.
Provides augmentative and alternative communication assessment, equipment and support for eligible adults with communication disabilities.
View detailsOffers programs, equipment subsidies, camp funding, recreation and support for people with cerebral palsy.
View detailsProvides peer support, information, advocacy and community resources for people with spinal cord injuries and related physical disabilities.
View detailsAccessible Compass is an independent guide — we are not a government agency and do not process applications or approve benefits. We provide general information only, not legal, medical, or financial advice. Program rules may change. Always confirm with official government sources.
