VAC Disability Pension
VAC Disability
A tax-free monthly pension from Veterans Affairs Canada for eligible Canadian Armed Forces veterans and RCMP members whose disability is related to their service. As of 2026, the maximum monthly rate for a single pensioner at 100% disability is $3,513.48. This program is primarily for those who applied before April 1, 2006, or under specific RCMP legislation, though it continues to support thousands of veterans and their survivors.
Useful Tips for Applying
• The pension is tax-free and indexed to inflation every January • Additional amounts are provided for a spouse/common-law partner and dependent children • Veterans with a 5% or higher rating can access the Veterans Independence Program (VIP) for home support • The Royal Canadian Legion offers free professional assistance to help you apply • Mental health conditions like PTSD and depression are treated the same as physical injuries
Who May Qualify
You may qualify if: • You are a Canadian Armed Forces veteran or RCMP member/veteran • You have a service-related disability (physical or mental) • You served in the Merchant Navy or as a civilian in specific wartime roles • Survivors of deceased veterans may qualify for a survivor's pension
Required Documents
• Military or RCMP service records • Medical records documenting the diagnosis • Proof of identity • Medical evidence linking the condition to your service • Completed VAC application forms
How to Apply
1. Apply online via My VAC Account at veterans.gc.ca 2. Or download and mail the application forms to VAC 3. Call 1-866-522-2122 for assistance 4. Submit medical and service evidence 5. Wait for the VAC medical advisor's review and decision
Common Mistakes to Avoid
• Not including a 'Nexus'—the clear link between your current medical condition and your service history • Waiting too long to apply; benefits are generally retroactive to the date of application • Failing to appeal a low assessment grade; the Veterans Review and Appeal Board (VRAB) can change decisions
Preparing an application?
The Application Helper walks you through each question on this benefit's form in plain language.
Application denied?
If your application is turned down, the Appeals Guide explains filing deadlines, escalation levels, and where to find free legal and advocate help.
Accessible Compass is an independent guide — we are not a government agency and do not process applications or approve benefits. We provide general information only, not legal, medical, or financial advice. Program rules may change. Always confirm with official government sources.
