QPP-D
The Quebec Pension Plan (QPP) disability pension is a monthly payment for individuals under age 65 who have contributed to the QPP and are deemed by Retraite Québec's medical advisors to have a severe and permanent disability that prevents them from performing any type of work on a full-time basis.
• QPP-D is separate from CPP-D — Quebec workers contribute to QPP, not CPP, so you must apply here, not to Service Canada • The 2026 fixed amount is $610.43/month plus a variable amount based on your earnings history — total can be significantly higher • You can earn up to $20,746/year in employment income while receiving QPP-D; exceeding this may affect eligibility • If denied, you can appeal the decision — consider getting help from a disability advocate or legal aid • QPP-D converts to a QPP retirement pension at age 65 • You can stack QPP-D with QC Social Solidarity Program and other federal benefits like DTC and RDSP
- You are under age 65 (or under 66 in specific circumstances). - You have stopped working or your employment earnings have decreased considerably due to your state of health. - You earn less than $1,882 gross per month (in 2026). - You have sufficiently contributed to the QPP. - You are not receiving an unreduced income replacement indemnity from the CNESST. - You are not receiving a retirement pension under the Canada Pension Plan.
- Medical report(s) documenting your disability. - Employment history and records. - Financial information regarding your income and earnings. - Completed application form provided by Retraite Québec.
1. Verify your eligibility and contribution status via your Statement of Participation in your Retraite Québec 'My Account'. 2. Obtain the application form from the Retraite Québec website or by calling 1-800-463-5185. 3. Have your physician complete the required medical documentation. 4. Submit the completed application and supporting documents to Retraite Québec by mail or online. 5. Await review by Retraite Québec's medical advisors, who will determine if your condition meets the criteria for a severe and permanent disability.
• Applying to CPP-D (federal) instead of QPP-D — Quebec workers must apply to QPP-D through Retraite Québec • Not having adequate medical documentation of a 'severe and permanent' condition • Exceeding the employment income threshold ($20,746/year) without notifying Retraite Québec • Not appealing a denial — if you believe the decision is wrong, you can ask for a review. Check the deadline in your decision letter.
The Application Helper walks you through each question on this benefit's form in plain language.
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Languages: French, English
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Languages: French, English
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Languages: English, French
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Finautonome is a Quebec-based community organization dedicated to the financial well-being of people with disabilities. It provides disability benefits navigation — helping people with disabilities, caregivers and organizations identify needs and access government financial assistance, programs, measures and services. Services are available in French and English, with particular importance for French-speaking users across Canada.
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View detailsAccessible Compass is an independent guide — we are not a government agency and do not process applications or approve benefits. We provide general information only, not legal, medical, or financial advice. Program rules may change. Always confirm with official government sources.
