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Canada Disability Savings Bond
CDSB
Money the Government of Canada pays directly into a Registered Disability Savings Plan (RDSP) for low- and modest-income Canadians with disabilities — no contribution required.
Conseils utiles pour la demande
You don't need to contribute any money — the bond is paid based on income alone. The lifetime maximum is $20,000. File taxes every year or the bond won't be paid.
Qui peut être admissible
DTC-approved individuals with an RDSP whose family income is below the set threshold ($38,237 or less for the full $1,000 bond in 2026; a partial bond is paid for incomes between $38,237 and $58,523).
Documents requis
DTC approval, an RDSP account opened at a participating financial institution, a Social Insurance Number, and a filed income tax return.
Comment présenter une demande
Open an RDSP at a participating financial institution. The institution applies for the bond on your behalf. You must file income taxes each year.
Erreurs courantes à éviter
Not filing taxes, which prevents the bond from being paid. Believing you must contribute to the RDSP to receive the bond.
Vous préparez une demande?
L'Aide aux demandes vous guide, en langage clair, question par question dans le formulaire de cette prestation.
Vous pourriez aussi être admissible à…
Canada Disability Savings Grant
A federal matching grant paid into a Registered Disability Savings Plan (RDSP). The government matches your contributions at 1:1, 2:1, or 3:1 depending on family income.
Voir les détailsRegistered Disability Savings Plan
A long-term, tax-deferred savings plan designed to help Canadians with disabilities and their families save for the future. The Government of Canada provides matching grants and bonds to eligible beneficiaries to help grow their savings.
Voir les détailsCPP Children's Benefit
A monthly payment to the dependent children of someone receiving the Canada Pension Plan (CPP) disability benefit, or of a deceased CPP contributor.
Voir les détailsDemande refusée?
Si votre demande est refusée, le guide des appels explique les délais de dépôt, les niveaux d'escalade et où trouver de l'aide juridique gratuite et des défenseurs des droits.
Ressources dans cette région
DTC Help by BJ Clancy
DTC Help by BJ Clancy is an independent Facebook resource focused on Canada's Disability Tax Credit (DTC). In addition to sharing information and answering questions about the DTC, BJ Clancy can help people understand and work through the DTC application forms and process. The page also provides a space for people to ask questions and discuss their experiences with the Disability Tax Credit. Independent resource. Not affiliated with the Canada Revenue Agency or the Government of Canada.
Voir les détails Aide financièreRDSP Connect
RDSP Connect is a private service that helps people understand Registered Disability Savings Plan (RDSP) eligibility and navigate the RDSP process. Services include a free consultation to review eligibility, help completing the documentation to open an RDSP, and ongoing support with planning contributions and investments with the goal of maximizing Canada Disability Savings Grants and Bonds. Each year, RDSP Connect reviews the client's Grant and Bond Entitlement Statement with them, and can point people to resources for Disability Tax Credit (DTC) questions. RDSP Connect is not a government service and is not affiliated with the Government of Canada or with Accessible Compass. This listing is for information only — it is not an endorsement, and Accessible Compass does not guarantee any outcome, including DTC or RDSP approval or any financial result.
Voir les détails Aide financièreSlinn Tax
Slinn Tax provides virtual tax services with a focus on Canadians who have been approved for the Disability Tax Credit (DTC). The service offers reviews of DTC-approved tax years to help identify potentially missed tax credits, deductions, benefits, adjustments, and eligible family transfers. Slinn Tax also provides personal income tax preparation and disability-related tax resources. Slinn Tax is an independent, third-party tax service — it is not a government program and is not an Accessible Compass service. Accessible Compass does not provide, endorse, or guarantee the professional services offered by this provider.
Voir les détailsAccessible Compass est un guide indépendant — nous ne sommes pas un organisme gouvernemental et nous ne traitons pas les demandes ni n'approuvons les prestations. Nous fournissons de l'information générale seulement, et non des conseils juridiques, médicaux ou financiers. Les règles des programmes peuvent changer. Confirmez toujours auprès des sources gouvernementales officielles.
