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NWT Homeowner Repair Program
NWT Home Repair
The NWT Homeowner Repair Program helps low- and modest-income homeowners pay for essential home repairs to keep their homes safe and livable. It provides forgivable loans of up to $50,000 for eligible repairs, with a co-payment for households above a set income.
Conseils utiles pour la demande
Apply as soon as intake opens, since the program has a single annual intake and funding is limited. The forgivable loan can reach up to $50,000 and becomes a grant if you stay in the home for the required period, so read the terms. If your household income is over about $59,999, budget for the 10% co-payment.
Qui peut être admissible
You may qualify if you are an NWT homeowner in need of essential repairs, your household income is within the program limits, and you apply during the annual intake. Households with income over about $59,999 must co-pay 10% of the repair costs.
Documents requis
Proof of NWT residency and home ownership, household income information, and details of the essential repairs needed. A co-payment agreement is required if your income is over the threshold.
Comment présenter une demande
Apply through the NWT Housing Corporation when intake is open (usually a single annual intake). Submit proof of income, ownership, and the repairs needed.
Erreurs courantes à éviter
A common mistake is missing the annual intake deadline, since the program opens for a single intake. Another is not knowing the forgivable loan becomes a grant if you stay in the home for the required period. People also miss that households over a set income (around $59,999) must co-pay 10% of the repair costs.
Vous préparez une demande?
L'Aide aux demandes vous guide, en langage clair, question par question dans le formulaire de cette prestation.
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NWT Housing Benefit and Public Housing
The Canada-NWT Housing Benefit and Public Housing Program help low-income NWT residents afford housing. The Canada-NWT Housing Benefit provides up to $800 per month toward rent for households paying more than 30% of their gross income on rent, and Public Housing offers income-based assistance in Housing NWT-owned units in 31 communities.
Voir les détailsNWT Income Assistance
The NWT Income Assistance Program provides financial help to Northwest Territories residents 19 and older whose income cannot cover their basic needs, including food, shelter, clothing, and other essentials. It offers enhanced support for people with disabilities and seniors, with expanded eligibility options since July 2025.
Voir les détailsNWT Seniors Aging in Place
The NWT Seniors Aging in Place funding helps residents 60 and older lower their home energy costs or do home repairs so they can keep living independently in their own homes and communities. It is designed to help seniors stay in their homes rather than move to care.
Voir les détailsDemande refusée?
Si votre demande est refusée, le guide des appels explique les délais de dépôt, les niveaux d'escalade et où trouver de l'aide juridique gratuite et des défenseurs des droits.
Ressources dans cette région
NWT Disabilities Council
The NWT Disabilities Council exists to educate, advocate, and support the self-determination of all individuals with disabilities in the Northwest Territories. It is the territorial cross-disability organization supporting NWT residents with disabilities and their families.
Voir les détailsServices pour les personnes handicapées
Government of the Northwest Territories programs and services for persons with disabilities, coordinated through the Department of Health and Social Services.
Voir les détailsAccessible Compass est un guide indépendant — nous ne sommes pas un organisme gouvernemental et nous ne traitons pas les demandes ni n'approuvons les prestations. Nous fournissons de l'information générale seulement, et non des conseils juridiques, médicaux ou financiers. Les règles des programmes peuvent changer. Confirmez toujours auprès des sources gouvernementales officielles.
