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Canada DB
The Canada Disability Benefit (CDB) is a federal monthly benefit providing direct financial support to low- and modest-income working-age Canadians (ages 18 to 64) with disabilities. Payments began in July 2025. The maximum benefit for the July 2026–June 2027 benefit year is $204.20 per month ($2,450.40 per year). The benefit is income-tested based on the previous year's federal income tax return. Starting in fall 2026, the government will also pay a one-time supplemental $150 lump-sum payment to help offset the cost of obtaining the Disability Tax Credit (DTC). It is issued automatically — no separate application — to anyone who received a CDB payment before September 2026, even if they are no longer receiving monthly payments, with the first supplemental payments issued on September 17, 2026.
• You MUST have an approved DTC first — apply to CRA before applying for CDB • File your taxes every year — eligibility is re-confirmed annually based on your tax return • Back payments are available for up to 24 months from application date, but not before July 2025 • Maximum benefit increased to $204.20/month for 2026-27 (up from $200/month) — indexed to inflation annually • Many provincial programs (e.g., BC PWD, Manitoba MSPD) do NOT deduct the CDB — check your provincial program • Alberta AISH currently deducts the CDB — monitor for changes during the ADAP transition • Payments arrive on the third Thursday of each month • Contact Service Canada: 1-800-206-7218 | TTY: 1-800-529-3742 • One-time $150 supplemental payment (September 2026): CDB recipients receive an extra $150 lump sum for each approved DTC certificate that entitles them to a CDB payment — including people whose monthly payment is $20 or less, and anyone who received a CDB payment before the change takes effect. You do not need to apply; it is paid automatically. This is separate from your regular monthly amount. (Source: Government of Canada — Canada Gazette Part II, July 1, 2026; legal effect September 1, 2026.)
• You are between 18 and 64 years old • You have an approved Disability Tax Credit (DTC) certificate • You are a Canadian resident for tax purposes (including citizens, permanent residents, protected persons, individuals registered under the Indian Act, or temporary residents who have lived in Canada for at least the previous 18 months) • You have filed your income tax return for the previous year • You are not currently serving a long-term prison sentence (2 years or more)
• Social Insurance Number (SIN) • Notice of Assessment from the Canada Revenue Agency (CRA) for the previous tax year • Approved Disability Tax Credit (DTC) certificate
1. Ensure you have an approved Disability Tax Credit (DTC) certificate. 2. File your federal income tax return for the previous year. 3. Apply online through the official Canada Disability Benefit portal or contact Service Canada. 4. If approved, payments begin the month after your application is received and processed.
• Applying without an approved DTC first — the DTC is mandatory • Not filing taxes — CDB eligibility is confirmed through your tax return each year • Not knowing that back payments are available for up to 24 months • Assuming provincial benefits will be reduced — many provinces have confirmed they won't deduct CDB
L'Aide aux demandes vous guide, en langage clair, question par question dans le formulaire de cette prestation.
CPP Children's Benefit
A monthly payment to the dependent children of someone receiving the Canada Pension Plan (CPP) disability benefit, or of a deceased CPP contributor.
Voir les détailsRepayment Assistance Plan for Borrowers with Disabilities
Helps student loan borrowers with disabilities who are struggling to repay by reducing or pausing monthly payments based on income and family size, with an extended eligibility period.
Voir les détailsCanada Disability Savings Bond
Money the Government of Canada pays directly into a Registered Disability Savings Plan (RDSP) for low- and modest-income Canadians with disabilities — no contribution required.
Voir les détailsDes services gratuits d'accompagnement dans les prestations pour personnes handicapées sont offerts si vous souhaitez de l'aide pour comprendre cette prestation ou en faire la demande.
À l'échelle du Canada
Pathway to Benefits is a free, national disability benefits navigation program led by the Mood Disorders Society of Canada. It helps Canadians with disabilities and their families navigate the Canada Disability Benefit (CDB), the Disability Tax Credit (DTC), and provincial and territorial support programs, with plain-language guidance and personalized assistance by phone and online.
Langues : English, French
À l'échelle du Canada
The GAIN Program (Guidance & Assistance in Navigating Disability Support) is a free service offered by Vision Loss Rehabilitation Canada (VLRC). VLRC's Disability Benefit Navigators provide one-to-one support to help people with disabilities understand and apply for the Disability Tax Credit (DTC), the Canada Disability Benefit (CDB), and other federal, provincial and territorial credits and benefits, including help with appeals. Although operated by VLRC, the GAIN Program assists people with all disabilities, not only vision loss.
Langues : English, French
À l'échelle du Canada
Disability Alliance Canada is a national cross-disability non-profit that provides free one-on-one support to help people navigate federal disability programs, including the Canada Pension Plan Disability Benefit (CPP-D), the Disability Tax Credit (DTC), and the Canada Disability Benefit (CDB). They also offer educational guides, training and workshops, and help with applications, reconsiderations, and appeals.
Langues : English, French
Demande refusée?
Si votre demande est refusée, le guide des appels explique les délais de dépôt, les niveaux d'escalade et où trouver de l'aide juridique gratuite et des défenseurs des droits.
DTC Help by BJ Clancy is an independent Facebook resource focused on Canada's Disability Tax Credit (DTC). In addition to sharing information and answering questions about the DTC, BJ Clancy can help people understand and work through the DTC application forms and process. The page also provides a space for people to ask questions and discuss their experiences with the Disability Tax Credit. Independent resource. Not affiliated with the Canada Revenue Agency or the Government of Canada.
Voir les détails Aide financièreRDSP Connect is a private service that helps people understand Registered Disability Savings Plan (RDSP) eligibility and navigate the RDSP process. Services include a free consultation to review eligibility, help completing the documentation to open an RDSP, and ongoing support with planning contributions and investments with the goal of maximizing Canada Disability Savings Grants and Bonds. Each year, RDSP Connect reviews the client's Grant and Bond Entitlement Statement with them, and can point people to resources for Disability Tax Credit (DTC) questions. RDSP Connect is not a government service and is not affiliated with the Government of Canada or with Accessible Compass. This listing is for information only — it is not an endorsement, and Accessible Compass does not guarantee any outcome, including DTC or RDSP approval or any financial result.
Voir les détails Aide financièreSlinn Tax provides virtual tax services with a focus on Canadians who have been approved for the Disability Tax Credit (DTC). The service offers reviews of DTC-approved tax years to help identify potentially missed tax credits, deductions, benefits, adjustments, and eligible family transfers. Slinn Tax also provides personal income tax preparation and disability-related tax resources. Slinn Tax is an independent, third-party tax service — it is not a government program and is not an Accessible Compass service. Accessible Compass does not provide, endorse, or guarantee the professional services offered by this provider.
Voir les détailsAccessible Compass est un guide indépendant — nous ne sommes pas un organisme gouvernemental et nous ne traitons pas les demandes ni n'approuvons les prestations. Nous fournissons de l'information générale seulement, et non des conseils juridiques, médicaux ou financiers. Les règles des programmes peuvent changer. Confirmez toujours auprès des sources gouvernementales officielles.
